Why Aren’t Fed Cuts Lowering Your Mortgage? | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer

Mortgage rates aren’t directly tied to Fed moves—they follow the 10-year Treasury yield and investor sentiment.

In 2024, despite three Fed rate cuts, mortgage rates stayed stubbornly above 6.5%.