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CURRENT CALIFORNIA
MORTGAGE RATES
FHA Loans
5.33%
6.281%
0.00%
0.00%
5.38%
6.437%
0.00%
0.00%
Last Updated: 02/06/2026 Conventional Loans
6.739%
6.458%
0.17%
0.07%
6.75%
6.97%
0.37%
0.03%
Last Updated: 02/06/2026 VA Loans
5.21%
5.28%
0.42%
0.60%
5.46%
5.728%
0.06%
0.05%
Last Updated: 02/06/2026 FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
Mortgage Calculators
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Los Angeles? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
Latest News
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Mortgage rates in 2026 are lower than in early 2025, but securing the best rate requires strategy. Key tips include
How Much Does Mortgage Refinancing Really Cost? | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Refinancing typically costs 2% to 5% of the total loan amount. Common fees include origination, appraisal, title, credit, and escrow
U.S. Zero-Down Mortgage Options | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Traditional down payment: 20% plus closing costs No down payment options: line of credit, personal loan, credit card, family, government
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Buying your first home can evoke excitement and stress, with 38% of people regretting their purchase due to mortgage application
Optimizing Mortgage Payments | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Monthly home payments include more than just loan principal + interest (P&I), they often include taxes and insurance. Consumer Financial
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