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CURRENT CALIFORNIA
MORTGAGE RATES
FHA Loans
5.33%
6.281%
0.00%
0.00%
5.38%
6.437%
0.00%
0.00%
Last Updated: 12/08/2025 Conventional Loans
6.739%
6.458%
0.17%
0.07%
6.75%
6.97%
0.37%
0.03%
Last Updated: 12/08/2025 VA Loans
5.21%
5.28%
0.42%
0.60%
5.46%
5.728%
0.06%
0.05%
Last Updated: 12/08/2025 FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
FHA Loans
5.63%
6.458%
0.00%
0.00%
5.63%
6.458%
0.00%
0.00%
Mortgage Calculators
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Los Angeles? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
Latest News
7 Ways to Secure a Lower Interest Rate Mortgage
Obtaining a mortgage with a reduced interest rate is essential for prospective homeowners, as it can lead to significant savings.
Don’t Blow The Deal: Your Guide To Real Estate Counteroffers
Counteroffers in real estate occur when sellers respond to buyers' offers with changes to price, closing date, contingencies, or earnest
How to Shop for the Best Mortgage Rate | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Homebuyers should focus on personal affordability rather than waiting for rates to drop further. Monitoring mortgage rates regularly can help
Is It Smart to Delay Your Home Purchase for a Rate Drop? | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Waiting for lower mortgage rates can be risky, as competition may increase if rates drop, potentially raising home prices. Experts
Lãi Suất Thế Chấp Hôm Nay: Những Bang Có Mức Lãi Thấp Nhất Cho Người Vay
Hiện nay, lãi suất thế chấp trung bình trên toàn quốc khoảng 6,48%, trong đó Kentucky, New York, North Carolina,
Get Self-Employed Home Loans | NetCORE Investment Group, Inc. dba NetCORE Lending. All Rights Reserved. NMLS# 1484338 NMLS Consumer Access/Legal Disclaimer.
Self-employed borrowers face challenges getting approved, as traditional lenders still favor predictable W-2 income despite strong financial health. Modern non-QM