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Stop guessing rates—locking now could save thousands over your loan’s life!
Slide 2:
Standard lock = fixed rate; float-down lets you snag drops—but costs extra.
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Extend your rate lock? Expect fees: 0.125% every 5–10 extra days.
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Want lowest rate? Boost down payment, clean credit, lower debt, compare loans.
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Timing’s tricky: rates climb fast, drop slow—lock if closing’s within 30 days.