Buying a home requires securing a mortgage, which typically takes about 43 days to close. Start by reviewing your credit report for errors and understanding your credit score, as higher scores improve mortgage approval chances. Explore various mortgage types and compare lenders to find the best rates. Get preapproved to strengthen your offer. After selecting a home, apply for the mortgage, ensuring to compare Loan Estimates from different lenders. Finally, prepare for closing by reviewing the Closing Disclosure and arranging for any necessary payments.
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