Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

Purchase Price $

Mortgage Term

Down Payment ($)

Annual Taxes ($)

Interest Rate (%)

Mortgage Insurance Rate (%)

Annual Insurance $

Monthly HOA $

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$1,583.33

Monthly Payment

Principal & Interest $1,275

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Monthly PMI $0

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

Purchase Price $

Mortgage Term

Down Payment ($)

Annual Taxes ($)

Interest Rate (%)

Annual Insurance $

Monthly HOA $

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$1,706.33

Monthly FHA Payment

Principal & Interest $1,297

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Up-Front MIP (1.75%)$4,156

Monthly Mortgage Insurance $101

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

First Time VA Loan?

Mortgage Term

Purchase Price $

Down Payment ($)

Interest Rate ($)

4.5%

Annual Taxes ($)

Annual Insurance ($) $

Monthly HOA $

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$1,602.28

Monthly VA Payment

Principal & Interest $1,266.71

Monthly Taxes $208.33

Monthly HOA $50

Monthly Insurance $50

Purchase Price $250,000

VA Funding Fee $5,375

Amount Financed $255,375

Curious about refinancing your home in Los Angeles? Now may be the right time to start saving money every month!

Current Loan Amount $

Interest Rate %

Current Term months

Origination Year

New Loan Amount $

New Interest Rate %

New Loan Term months

Refinance Fees $

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Refinancing could save you

$417/month

New monthly payment $1,194

Refinance fees $1,000

Lifetime Savings $-53,631

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

Annual Income $

Monthly Debts $

Estimated annual property taxes $

Estimated Annual Home Insurance $

Down Payment $

Interest Rate %

Loan Term

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You can afford up to

$245,644

Monthly Payment $1,333

Principal & Interest $1,125

Tax $125

Insurance $83