Author name: Bryan Nguyen

Fed rate cut may improve affordability, but homeownership costs still challenge many buyers. Update pre-approval quickly; loan applications surge 15–20%

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand

Slide 1: U.S. real estate is shifting: rent payments could now help Americans qualify for mortgages. Slide 2: New order

Credit scores, down payments, and mortgage points remain key levers shaping 2025 homeownership access. Strong credit unlocks lower rates, large

Buying your first home is exciting, but success depends on preparing for the mortgage process. Working with a dedicated loan

The Federal Reserve is considering a 25-basis-point rate cut in September 2025 amid cooling labor markets and near-2% inflation. Mortgage

Start with strong finances: lenders prefer credit scores 620+ and debt-to-income ratios under 36%. Save for upfront costs: 3–20% down

Reverse mortgages (HECM) are FHA-insured loans for Californians aged 62+, using primary home equity. Borrowers can withdraw funds as a