Foreign National Loans
Joann Ton
LOAN OFFICER
NMLS# 1461031
Want to buy a home in the United States, but you’re not a US Citizen?
No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.
Here are some of the key details:
- Our Foreign National Loan program offers competitive interest rates.
- Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
- Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
- You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
- Debt-to-income ratios are 50% (“Assets for income” option).
- No pre-payment penalties.
- Some seller concessions are allowed (Max 6% up to 65% LTV)
- We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
- All Loans are manually underwritten.