Requested Documents
Joann Ton
LOAN OFFICER
NMLS# 1461031
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We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written “intent to proceed” with the mortgage application. Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
The following documents may be requested to obtain new mortgage loan:
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Two most recent monthly bank statements
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Photocopies of any stocks or certificates of deposits
- A letter of explanation for any known credit problems
- If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
- A copy of the deed, and most recent tax bill
- A signed purchase contract
- Realtor contact information
- Condo Association contact information.
- DD Form 214 (Long Form)
- A fully executed divorce decree
- Two (2) years signed personal tax returns – including all schedules
- If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet